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Association Banking Team

When it comes to managing the needs of Community Associations, Condominium and Homeowners Associations and property management companies, you need an expert in the unique needs of association banking. From accounting and depository to credit, the processes need to be straightforward and streamlined utilizing the very latest in technology. Our team of Association Banking professionals has positioned American Momentum Bank as an industry leader. They are dedicated to providing the highest levels of service to meet the needs of local associations. Trust in their guidance to establish the association banking account you need for your HOA, community association or property management company. 

Heather Karamitsos

Heather Karamitsos

Senior Vice President, Director of Association Banking

5540 Fruitville Road
Sarasota, FL 34232
(941) 806-0755
(239) 219-5603
(941) 806-0767
Mrs. Karamitsos’ position as Director of Association Banking allows her to use her decades of experience to position American Momentum Bank as an industry leader for Association Banking in Florida. She has dedicated her 20 year Florida banking career catering to the specialized needs of Property Management Companies, Condominium & Homeowners Associations, and Community Association Managers. Mrs. Karamitsos is an expert in association banking at every level from depository and credit needs to technology designed to streamline the accounting process. Her primary goal is to simplify the association banking process for every client, every day. Mrs. Karamitsos is a graduate of the Nova Southeastern University School of Business. She is a member of several community management organizations state wide including CAI, BMI, and UNET and is also a state certified continuing education provider for Community Association Managers.