Skip to main content

Checking

The Force of Financial Momentum
Moving Your Business Forward

American Momentum Bank proudly provides local business professionals with an array of financial solutions and services that keep the momentum of business moving forward. Whether your business is just starting out or a mature establishment, we will help you identify the best checking account option for your individual business needs. Review our current business checking programs below.

 

Business Basic Checking Account:

Looking for a versatile business checking account with no maintenance fee? We have one specifically designed for the small to medium sized business enjoying a moderate checking volume.

  • No monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services* and scanner available
  • Merchant credit card processing available
  • No charge for first 200 items; $0.35 for each item over 200***
  • No charge for first 25 Bill Pay transactions;$0.50 for each transaction over 25
  • No fee Check Collect returned check processing available
  • Paper statements or eStatements available
  • Check images provided with statements at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Qualified Interest Checking Account:

Does your non-profit or sole proprietorship require a checking account that offers you flexibility and convenience? If so, this is very likely your new checking account. It is designed for and only available to non-profits and sole proprietorships.

  • $1,000 minimum average collected balance to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly**
  • Minimum to open is $100
  • Remote deposit services* and scanner available
  • Merchant credit card processing available
  • No charge for first 200 items; $0.25 for each item over 200***
  • No charge for first 25 Bill Pay transactions;$0.50 for each transaction over 25
  • No fee Check Collect returned check processing available
  • Paper statements or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Platinum Business Checking Account:

If you are a business owner looking for a value driven business checking account, you’ve found it.

  • $5,000 minimum average collected balance to avoid a $15 monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services* and scanner available at a reduced monthly fee of $30
  • Merchant credit card processing available
  • No charge for first 350 items; $0.25 for each item over 350***
  • No charge for first 25 Bill Pay transactions; $0.50 for each transaction over 25
  • No fee Check Collect returned check processing available
  • Paper statements or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Full Analysis CML Checking Account:

If your business runs with higher transaction volumes or higher balances, or if it requires treasury management services, this is the account for you.

  • $18 monthly maintenance fee
  • Monthly account analysis program allows many fees and charges to be offset by an earnings credit based on your average monthly collected balance, talk to one of our Treasury Management Officers about customizing your account
  • This account does not earn interest
  • Minimum to open is $100
  • Remote deposit services* and scanner available
  • Merchant credit card processing available
  • No fee Check Collect returned check processing available
  • Paper statements or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Business Bundle Checking Account:

For businesses capable of maintaining higher balances, we offer this bundled account offering your business premium, select value-added services.

  • $40,000 minimum average collected balance to avoid a $49.95 monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • No fee remote deposit service* and scanner
  • Merchant credit card processing available
  • No fee starter checks and deposit tickets
  • No charge for first 350 items; $0.10 for each item over 350***
  • No charge for first 25 Bill Pay transactions; $0.50 for each transaction over 25
  • No fee Check Collect returned check processing available
  • Paper statements or eStatements available at no charge
  • Check images provided with statements at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • Convenient access to Online Banking and Bill Pay

Florida Interest on Trust Account (IOTA):

A flexible solution for attorney escrow funds.

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly**
  • Minimum to open is $100
  • Remote deposit services* and scanner available
  • No per-item charge
  • Paper statements or eStatements available
  • Check images provided with statements at no charge
  • Convenient access to Online Banking with Bill Pay 

Texas Interest on Trust Account (IOTA):

A flexible solution for attorney escrow funds.

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • This account earns interest, compounded daily and paid monthly****
  • Minimum to open is $100
  • Remote deposit services* and scanner available
  • No per-item charge
  • Paper statements or eStatements available
  • Check images provided with statements at no charge
  • Convenient access to Online Banking with Bill Pay


*Subject to credit approval.

**The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the Bank's discretion, may change anytime without prior notice.

*** Items consist of all credit and debit transactions, except electronic bill pay transactions initiated through online banking and ATM withdrawals.

****The interest rate and Annual Percentage Yield (APY) are variable, and at the Bank's discretion, may change anytime without prior notice.


We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your Local Banking Center.

Our services for
Business Banking include: