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Commercial Lending

American Momentum Bank is your trusted partner for commercial bank services, providing the expert service and flexibility you need to grow. Our Commercial Lending Team has years of commercial banking and financial services experience you can depend upon. Put our extensive knowledge of the local market to work for you as you develop your strategy for business growth

Business and Professional Line of Credit*

Use this secured line of credit to finance seasonal or other short-term needs (such as buying inventory during a busy season). This line of credit may also be used to provide working capital or in emergencies.

The features and benefits include:

  • Check access (for lines up to $100,000 only)
  • Monthly billing (interest accrues only on outstanding balance)
  • The ability to pay down and re-borrow
  • Variable interest rate

Acceptable forms of collateral include (but are not limited to):

  • Company Assets
  • Equipment
  • Real Estate
  • Savings and/or Certificate of Deposit Accounts

Business and Professional Capital Loans*

A Business Term Loan provides the ideal means of:

  • Funding business growth
  • Consolidating debt
  • Terming out existing credit lines
  • Financing permanent working capital
  • Financing leasehold improvements
  • Facilities expansion

The features and benefits include:

  • Fixed or variable rates
  • A range of terms to accommodate your business needs

Suitable forms of collateral for securing this loan include: 

  • Company Assets
  • Equipment
  • Real Estate
  • Savings and Certificate of Deposit Accounts 

Business and Professional Equipment Loans*

The ability to purchase or refinance new or used equipment, vehicles and other asset acquisitions can come in handy when completing strategic projects that fuel your growth.

  • Fixed or variable rates
  • A range of terms to accommodate your business needs

Commercial Real Estate Solutions*

We provide Acquisition, Development, Construction, and Mini-Permanent financing for non-owner occupied property developments, including (but not limited to):

  • Retail
  • Office
  • Industrial
  • Warehouse
  • Multi-Family

Residential Real Estate Solutions*

We provide land acquisition and development loans, lines of credit and performance and financial letters of credit including (but not limited to):

  • Single-Family detached housing
  • Master planned communities
  • Single-Family subdivisions
  • Acquisition, development and construction projects

*All loans are subject to credit approval.

For more information or to schedule an appointment, simply click on the following link to contact a member of our Commercial Lending Team today.

Our services for
Business Banking include: