Business Loans
Paycheck Protection Program
- Details on the CARES Act
- Info for businesses affected by COVID-19
- PPP Loan Forgiveness application and details
Commercial Real Estate Loans
- Competitive rates for the purchase or refinance of commercial properties*
- Available for owner-occupied or investment properties
- Acquisition, development, and mini-permanent financing for developments
Construction Loans
- Affordable financing for the construction of commercial properties*
- Repayment terms tailored to the needs of your business
- Lending professionals with working knowledge of the local real estate market
Oil & Gas Loans
- Affordable lending for oil and gas companies*
- Competitive interest rates
- Flexible terms tailored to your business
Business Lines of Credit
- Ongoing, secured line of credit for a variety of business needs*
- Includes many options for acceptable forms of collateral
- Provides greater financial flexibility
Business Term Loans
- Start or build your business with American Momentum Bank
- Competitive, fixed or variable rates for a wide range of expenses*
- Repayment terms customized to fit the needs of your business
Equipment Loans
- Competitive rates for new or used equipment*
- Customized terms, designed around your business's unique needs
- Meet needs without cutting into working capital or savings
Accounts Receivable & Inventory Lines of Credit
- Affordable financing for accounts receivable and inventory*
- Competitive interest rates
- Quick, local decision-making and processing
Letters of Credit
- Provides guarantee on payments of large purchases to third parties
- Can replace need for costly insurance company performance bond
- Can also be used to guarantee a service
Small Business Administration (SBA) Loans
- Government-assisted financing for businesses that may not qualify for other loans
- Available for start-ups or purchasing and refinancing existing businesses*
- Range of loan options, including SBA 7(a), SBA 504, and SBA Express
Business Credit Cards
- Increase spending flexibility
- Seize business opportunities as they arise
- Competitive rates, accepted worldwide
*All loans are subject to credit approval.