We respect experience — that’s why we designed this account exclusively for customers age 62 and better.
- Competitive Interest
- No Minimum Balance Requirements
- Digital Banking
- An interest-earning account for clients age 62 or better
- Interest is tiered (compounded daily and paid monthly)*
- No minimum balance requirement to earn interest
- Avoid the $10 monthly maintenance fee with one ACH direct deposit per month
- Unlimited ATM use at American Momentum Bank ATMs — and Allpoint® surcharge-free network ATMs worldwide
- 50% discount on first year rental of a safe deposit box
- No fee for first order of Momentum basic checks
- Check images provided with statement
- No fee for Cashier's Checks
- Mastercard® debit card
- Digital banking services, including:
- Online banking
- Mobile banking**
- Telephone banking
- $100 minimum deposit to open
*The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the bank's discretion, may change anytime without prior notice.
**Your carrier’s standard data rates may apply.
We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your local banking center.