The name says it all — a classic savings account that helps you save for something specific, or just a rainy day.


Key Features

  • Competitive Interest
  • No Minimum Balance Requirements to Earn Interest
  • Digital Banking
  • A great way to build your savings with a low minimum balance requirement
    • Avoid the $3 monthly maintenance fee with a $100 minimum average collected balance
  • Earns competitive interest (compounded daily and paid monthly)*
  • No minimum balance requirement to earn interest
  • 6 transactions per statement cycle at no charge by pre-authorized, automatic or telephonic transfer to another account of yours or to a third party, or by check, debit card, or similar order to a third party; $10 per transaction in excess thereafter.
  • Unlimited in-person or by mail withdrawals 
  • Unlimited ATM use at American Momentum Bank ATMs — and Allpoint® surcharge-free network ATMs worldwide
  • Digital banking services, including:
    • Online banking
    • Mobile banking**
    • eStatements
  • Telephone banking
  • $100 minimum deposit to open

*The interest rate and Annual Percentage Yield (APY) are variable, and at the bank’s discretion, may change anytime without prior notice.

**Your carrier’s standard data rates may apply.

We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your local banking center.

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