The depth of experience in retail banking, small business lending, and other financial advisory specialties within the Banking Center Team is unparalleled in the markets we serve. Our Banking Center Team brings expert knowledge of local market conditions along with a desire to meet and exceed client expectations. The team is committed to building lasting relationships with our valued clients, along with an attention to detail and the very best in services and delivery. Our strength is in our heritage, market expertise and local decision-making. 

Most of our team are long-serving leaders and volunteers in local professional and civic organizations as well, exemplifying our commitment to the success and understanding of our local communities. 

Teresa Horn

Teresa Horn

Vice President, Area Banking Center Manager

NMLS# 1439182

College Station, TX

Jane Baker

Jane Baker

Vice President, Area Banking Center Manager

Odessa, TX

Miranda Davidson

Miranda Davidson

Vice President, Area Banking Center Manager (West Texas Rural)

NMLS# 510235

Big Lake, TX

Bret Jahn

Bret Jahn

Vice President, Area Banking Center Sales Manager

NMLS# 905408

Clearwater, FL

Pam Gifford

Pam Gifford

Vice President, Banking Center Sales Manager

NMLS# 982930

Sarasota, FL

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