Get the most out of your higher balance with competitive, tiered interest — while maintaining access to your funds.
- Tiered Interest
- Direct Check Writing
- Digital Banking
- Competitive, tiered rates — higher balances earn higher rates
- Interest is compounded daily and paid monthly*
- No minimum balance requirement to earn interest
- Enjoy flexibility with enhanced access to funds, including direct check writing:
- Unlimited in-person withdrawals or by mail
- 6 transactions per statement cycle at no charge by pre-authorized, automatic or telephonic transfer to another account of yours or to a third party, or by check, debit card, or similar order to a third party; $10 per transaction in excess thereafter.
- Avoid the $10 monthly maintenance fee with a $1,000 minimum average collected balance
- Unlimited ATM use at American Momentum Bank ATMs — and Allpoint® surcharge-free network ATMs worldwide
- 50% discount on first-year rental of a safe deposit box
- Digital banking services, including:
- Online banking
- Mobile banking**
- Telephone banking
- $100 minimum deposit to open
*The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the bank’s discretion, may change anytime without prior notice.
**Your carrier’s standard data rates may apply.
We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your local banking center.