PLEASE READ THESE TERMS OF USE (the “Agreement”) CAREFULLY.  THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE.

American Momentum Bank operates this website and the pages thereof (collectively, the “Website”) in order to provide you with information about American Momentum Bank products and services.  BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.  AMERICAN MOMENTUM BANK MAY PERIODICALLY CHANGE THESE TERMS AND RE-POST THEM TO THE WEB.  IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, YOU SHOULD IMMEDIATELY DISCONTINUE USING OR ACCESSING THIS WEBSITE.  You are responsible for periodically reviewing these terms, as they may change from time-to-time.  By regularly using this Website, following any changes, shall constitute your acceptance of the agreement as amended.  We may discontinue operation or maintenance of this Website at any point in time without notice to you or any third party.

American Momentum Bank takes reasonable measures to provide accurate, up-to-date information on this site.  However, we advise you to exercise caution when sending us e-mail over the Internet ([email protected]) as such transmissions may not be secure.  Please do not use e-mail to send us confidential or privileged information such as account numbers, social security number, etc.  In no event will American Momentum Bank, officers or employees be liable to you for any losses or damages incurred as a result of your use of e-mail to communicate with us.  The Website and all contents are provided without any representations or warranties of any kind whatsoever, either express or implied.

You agree not to use our site for illegal purposes or for the transmission of material that is unlawful, harassing, libelous, abusive, obscene or threatening.  You may not copy (other than for personal use), modify, transmit, display, reproduce, distribute, resell or republish contents of this Website without the written consent of American Momentum Bank, which may be withheld at its sole discretion.  You also agree that we reserve the right to display advertisements and promotions of all kinds on the Website, and you agree not to disable any technology required or utilized to serve or display such advertising.

For your convenience, American Momentum Bank may have links to external Websites (sites not controlled or operated by American Momentum Bank).  American Momentum Bank has no control of these Websites, including content, opinions expressed, products, ideas and services.  American Momentum Bank makes no assurance as to the privacy, security or authenticity of your communications with any linked sites.

The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13.  American Momentum Bank's Website and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission's website at www.consumer.ftc.gov/topics/protecting-kids-online. For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely.

Except as otherwise expressly provided in the contract documents with regard to specific products or services, you specifically agree that these Terms and Conditions and your use of the Website shall be governed by the laws of the State of Florida.

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