Ruben J. Cardona

Ruben J. Cardona

Vice President, SBA Business Development Officer III


CELL: (512) 599-1315

Mr. Cardona is a Texas native and brings over 18 years of banking experience to American Momentum Bank. He is currently focused on the growth of the Bank's Small Business Administration (SBA) 7(a) loan program throughout the state of Texas. Prior to joining American Momentum, he served as vice president, SBA commercial loan officer at Midwest Regional Bank in Austin. Before that, he served as an SBA loan officer at First National Bank of Bastrop. He also held various positions at Wells Fargo for 12 years. 

Cardona attended Texas State University, where he studied accounting and finance. He has completed the Advanced SOP 50 10 Training course conducted by the National Association of Government Guaranteed Lenders (NAGGL), as well as Coleman’s Certified SBA 7(a) Loan Underwriter Training.

In his community, Cardona served two years as president of the Bastrop Kiwanis Club, from 2015 to 2017, as well as commissioner for both the City of Manor’s Planning and Zoning Committee and City Charter Review Committee.

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