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Checking

The Force of Financial Momentum
Moving Your Personal Life Forward

Building a stable life means having options. At American Momentum Bank, we are entirely committed to providing you with comprehensive personal banking services designed to meet your specific financial goals.  

Basic Checking Account:

Checking with no monthly maintenance fee.

  • No monthly maintenance fee
  • This account does not earn interest
  • Minimum to open is $100
  • Paper statements or eStatements available at no charge
  • Check images provided with statement at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • No fee for Online Banking with Bill Pay

Interest Checking:

An account that earns interest on any balance.

  • $1,000 minimum average collected balance to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • Paper statements or eStatements available at no charge
  • Check images provided with statement at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • 50% discount on first year rental of a safe deposit box
  • No fee for Online Banking with Bill Pay

Momentum E Interest Account:

An account that rewards you for your direct deposits.

  • One ACH direct deposit per month to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • This account earns interest, compounded daily and paid monthly**
  • Minimum to open is $100
  • Online Banking and eStatements are required
  • Check images provided with statement at no charge
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • 50% discount on first year rental of a safe deposit box

Gold Interest Checking Account:

Premium checking account offering higher rates for those with higher balances.

  • $25,000 minimum average collected balance to avoid a $20 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily, and paid monthly*
  • Minimum to open is $5,000
  • Paper statements or eStatements available at no charge
  • Check images provided with statements at no charge
  • No Fees for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • No Fee 3x5 safe deposit box
  • First order of Momentum basic checks at no charge
  • No fee for Online Banking with Bill Pay
  • No Fee Cashier's Checks

Sterling Checking:

An interest-earning account for clients age 62 or better.

  • One ACH direct deposit per month to avoid a $10 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • Paper or eStatements available at no charge
  • Check images provided with statement at no charge
  • No fee for Visa®® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide
  • 50% discount on first year rental of a safe deposit box
  • First order of Momentum basic checks at no charge
  • No fee for Online Banking will Bill Pay 
  • No fee for Cashier's Checks

Health Savings Account (individual or Family):

An account designed to help you save for medical expenses.

  • $2 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • Paper statements or eStatements available at no charge
  • Check images provided with statement at no charge
  • No fee Visa®® HSA Debit Card (no ATM access) for HSA qualified purchases
  • Standard fees for Health Savings Accounts

Momentum@Work:

An interest-earning account for employees of our business clients. To quality for this account, you may be required to provide evidence of your employment with an AMB business account holder.

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • Interest is tiered, compounded daily and paid monthly*
  • Minimum to open is $100
  • Paper or eStatements available at no charge
  • Check images provided with statements at no charge 
  • No fee for Visa® Debit Card
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free network ATMs nationwide

 

*The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the bank's discretion, may change anytime without prior notice. 

**The interest rate and Annual Percentage Yield (APY) are variable, and at the Bank's discretion, may change anytime without prior notice.


We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please Contact Your Local Banking Center.

Our Personal Banking
Solutions include: