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Savings and
Money Market

American Momentum Bank helps you turn
today’s saving strategies into tomorrow’s financial goals

Your savings represent a significant part of your wealth building strategy, so we are committed to providing you with quality products and services to help you maintain that strategy.

 

Classic Savings Account***:

A great way to build your savings with a low minimum balance requirement.

  • $100 minimum average collected balance to avoid a $3 monthly maintenance fee
  • No minimum balance requirement to earn interest
  • This account earns interest, compounded daily and paid monthly*
  • Minimum to open is $100
  • Up to six withdrawals or transfers per statement period at no extra charge***, transactions exceeding legal limits are $3 each
  • Paper statements or eStatements available at no charge
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free ATMs nationwide 

Incentive Savings Account (Under 18 years old)***:

For Clients age 18 or younger, the perfect account to learn savings habits that last a lifetime.

  • No monthly maintenance fee
  • No minimum balance requirement to earn interest
  • This account earns interest, compounded daily and paid monthly*
  • No minimum to open
  • Up to six withdrawals or transfers per statement period at no extra charge***, transactions exceeding legal limits are $3 each
  • Paper statements or eStatements available at no charge
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free ATMs nationwide

Money Market Account:

Competitive market rate of interest based on your balance.

  • $1,000 minimum average collected balance to avoid a $10 monthly maintenance fee 
  • No minimum balance requirement to earn interest 
  • Interest is tiered, compounded daily, and paid monthly**
  • Minimum to open is $100
  • Up to six withdrawals or transfers per statement period at no extra charge***, transactions exceeding legal limits are $10 each
  • Paper statements or eStatements available at no charge
  • No fee, unlimited ATM use at American Momentum Bank ATMs and surcharge-free ATMs nationwide
  • 50% discount on first-year rental of a safe deposit box

*The interest rate and Annual Percentage Yield (APY) are variable, and at the bank’s discretion, may change anytime without prior notice.

**The interest rate and Annual Percentage Yield (APY) are variable, dependent upon the applicable balance tier, and at the bank’s discretion, may change anytime without prior notice.

***Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to a maximum of six per month or monthly statement period. An excess activity fee may apply for each transaction that exceeds the limit, and your account may be converted to a transaction account.


We make every possible effort to ensure the accuracy and reliability of the information we provide to our valued clients. Please be aware that all information is subject to change. Fees for other services may apply. For more details, please contact your Local Banking Center.

Our Personal Banking
Solutions include: