Lifetime HOA Management partners with American Momentum Bank
08/06/2025
Lifetime HOA Management, one of San Antonio’s largest association management companies, has partnered with American Momentum Bank to provide enhanced banking services to the more than 100 homeowners associations (HOAs) it serves. This partnership includes integration with eUnify, a comprehensive association management software tool that optimizes efficiencies for HOAs.
“We’re thrilled to welcome Lifetime HOA Management to our growing roster of association banking clients,” said Graham T. Davis, vice president of association banking for American Momentum Bank. “Lifetime HOA Management is one of the largest association management companies in San Antonio and is on an impressive growth trajectory in Texas. We’re honored they’ve selected us as their banking partner and look forward to working with them as they serve Texas associations and homeowners.”
Founded in 2016, Lifetime HOA Management is a full-service HOA management company serving the communities of San Antonio, Austin and everything in between. They currently work with 114 associations in Texas, covering more than 45,000 units. Lifetime HOA Management takes care of the day-to-day operations for HOAs, including financial management, compliance management, vendor management, project management and collections management.
As a Texas-based company, working with a local bank was important to the leadership at Lifetime HOA Management.
“One of the big reasons we moved to American Momentum Bank is because it is a Texas-chartered bank,” said Rey Sauceda, CEO and president of Lifetime HOA Management. “We really want to keep our financial vendors in the state we serve. Because they are in Texas, they allow us to have a lock box and payment processing center in Dallas, versus out of state.”
Another selling point for Sauceda was the proximity to American Momentum Bank’s branch locations. American Momentum Bank’s San Antonio branch is less than a mile from the Lifetime HOA Management office.
“Working with a local bank will allow us to provide better service to our clients,” he added. “We now have a personal banker who provides us with information as quickly as our clients need it. What Graham and American Momentum Bank have provided is that boutique, individual service that parallels our values, where we put the customer experience first.”
Working with a Texas-based association management company was also a huge win for American Momentum Bank. Davis, who will work closely with Lifetime HOA Management, is a seventh-generation Texan with deep roots in San Antonio.
“I’m thoroughly excited to partner with a San Antonio-based business of Lifetime HOA Management’s stature and reputation,” said Davis. “Furthermore, I’m excited to continue expanding our portfolio in San Antonio and across Texas.”
For Lifetime HOA Management, continuing to work with software provider eUnify was also a must. The association management company has used eUnify since its founding and wanted to continue that relationship after moving its banking to American Momentum Bank. American Momentum collaborated with eUnify to quickly establish a partnership.
“We’ve had the pleasure of working with Lifetime HOA Management since day one, and we’re proud to support their continued growth across Texas,” said Steve Serra, CEO of eUnify. “The integration with American Momentum Bank is a great example of how our platform adapts to meet the evolving needs of our clients. With powerful automation, flexible tools, and AI-driven features already built in, eUnify is designed to grow right alongside the companies we serve.”
eUnify is an all-in-one, cloud-based platform designed to streamline community association management. With integrated accounting, automated banking tools, and user-friendly portals for managers, boards, and homeowners, eUnify helps communities run smarter and more efficiently.
The integration between eUnify’s portal and American Momentum Bank’s banking services also streamlines payment processing for homeowners. The bank’s association banking division offers a variety of competitive deposit products and specialized lending programs for capital improvements.
“We were happy to add the integration with eUnify to streamline the transition for Lifetime HOA Management,” said Davis. “eUnify is highly customizable and provides a flexible option for associations of all sizes where they can build out the tool they need. We’ve been very impressed with them so far.”
Lifetime HOA Management has plans to expand to new markets, starting with Houston. Sauceda believes that it will be easier with American Momentum Bank and eUnify in their corner.
“All three companies share the same values where customization and customer service are king,” said Sauceda. “As we continue to grow, we are moving in that same direction of providing a unique service in the market while keeping that Texas hospitality in mind.”