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SBA Lending

Creative Solutions 
to support your Business

American Momentum Bank is proud to offer creative financing solutions supporting business as a Preferred SBA (Small Business Administration) Lender. As a Preferred Lender, we originate, underwrite and approve loans directly on behalf of the SBA, resulting in quick decisions, approvals and closings. The SBA Program provides many advantages; however, it is important to select an experienced lender. Our team has over 100 years of collective experience to guide you through the SBA process.

American Momentum Bank SBA Landing Benefits:

  • Quick Local Decision Process
  • Experienced Personalized Service
  • Competitive Rates
  • Low Down Payments
  • Flexible Terms & Underwriting Criteria
  • Financing Available for Most Industry Types
  • Pre-Screen Service Available at No Charge with No Obligation

SBA 7(a) Loan Program*:

7(a) loans are the most commonly used and most flexible of the SBA loan programs. This program allows for terms up to 25 years on real estate and up to 10 years on all non-real estate loans. It features no balloon payments and a maximum loan amount of $5,000,000.

  • Real Estate Purchase, Expansion, Renovation
  • Machinery and Equipment Purchase
  • Existing Debt Refinancing
  • Business Acquisition / Partner Buyout
  • Working Capital
  • Leasehold Improvements
  • Construction Financing

SBA 504 Program:

The SBA 504 program is used for capital purchases, including Owner-Occupied Commercial Real Estate and large equipment. This program allows for terms up to 20 years.

  • Real Estate Purchase, Expansion, Renovation
  • Equipment Purchase
  • Construction Financing

SBA Express:

The SBA Express line of credit is used for short term working capital needs. The maximum loan amount is $350,000.

*All loans are subject to credit approval.

To view our SBA Loan Request Checklist and Application, please click here. Please call 813-549-4763 to speak directly with Patrick Fenech, Director of American Momentum Bank SBA Lending.  

 

For more information or to schedule an appointment, simply click on the following link to contact a member of our SBA Lending Team today.

Our services for
Business Banking include: